High cash value whole life insurance is one of the most misunderstood and underutilized financial tools today. Unfortunately, we live in a world that puts investment luck over hard work and smart investment decisions. “The ‘Simple’ Banking System” is a concise and to the point view on all the advantages and disadvantages of whole life insurance, how it works, and how it may, or may not, work for you. The purpose of this book was to get you quickly up to speed on exactly how whole life insurance works as an investment tool. This way, by the end of reading this book, you will have a clearer picture of how it works, and, more importantly, if this is a product that is right for you.